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car insurance after a dui in nj

What do I do if my car is still not fully paid and requires full insurance coverage? car insurance after a dui in nj. Penny Gusner, consumer analyst at Insure .com, says that a DUI conviction can increase your rates anywhere from 30 to 200 percent, depending on the circumstances and your insurer’s policies. In other words, a $100 per month bill could rise to anywhere from $130 to $300. Drivers do have the option to get an SR22 insurance policy from another company while maintaining their current car insurance . The advantage of doing this is the current insurance company probably won't know about the DUI until they pull the driving record.

You will have to accept that one of the consequences of a DUI offense is higher insurance rates because you have now become a high risk driver. The only way to lower the rate is to start driving carefully and within the legal boundaries of the law. That being said, you have one other option aside from staying with your current insurer or shopping around. fighting the DUI in court and getting it reversed .

Drivers that fall under any of the high risk categories will see their insurance costs rise relative to the average driver. To give you a sense of what the difference between these rates are we compiled data across all 50 states for three categories of high risk drivers to help you understand how much more these premiums can cost you. Note that these rates are the averages of different policies for high risk drivers insured by GEICO, Allstate, Nationwide, and MetLife. These averages do not include rates for insurance through each state's residual pools. Every DUI offender must go through a probation period check online insurance. This period is not standard across the country so it varies per state.